Terms & Conditions

Ask Mr. Owl, LLC offers financial reports and analysis on publically traded companies as well as research reports. These reports are typically prepared by equity analysis companies or financial analysts (“services”) or research entities. These reports are made available to the Ask Mr. Owl users for fee based upon a pledge system. The pledge system makes the reports available in priority based upon the amounts of pledges. By using this Website, you (herein, "you" or "user(s)") are agreeing to accept and comply with the terms and conditions of use as stated below. Further, you agree that Ask Mr. Owl, LLC may, in its sole discretion, terminate your access to this Website at any time without notice for any reason.

Ownership of Copyrights and Trademarks/Usage Restrictions

The information, content, lay-outs, features, services and other items available on or through our Website ("Website Intellectual Property and Services") is the sole property of Ask Mr. Owl, LLC, and/or its licensors and vendors, and is protected by copyright, trademark, patents issued or pending, and other intellectual property laws. Without Ask Mr. Owl’s, LLC's prior written consent, exercised in our sole discretion, users may not modify, copy distribute, transmit, display, publish, sell, license, create derivative works or otherwise use any Website Intellectual Property and Services for any commercial or public purposes and/or other than as expressly intended and offered by Ask Mr. Owl. In addition, users may not use the trademarks, logos, and service marks ("Marks") for any purpose including, but not limited to use as "hot links" in other pages or sites on the World Wide Web without the written permission exercised in the sole discretion of Ask Mr. Owl or such third party that may own the Mark. Questions or issues concerning the Website Intellectual Property and Services ownership, usage, or infringement should be directed to Ask Mr. Owl customer service found on the contact us page..

Disclaimer; No Warranty

The Website Intellectual Property and Services is obtained and provided from sources believed to be reliable and accurate. Ask Mr. Owl makes no guarantee or warranty, express or implied, as to the reliability, accuracy, timeliness or completeness, and to non-infringement, misappropriation and interference of the Website Intellectual Property and Services, and is not responsible for any errors or omissions therein, whether caused by the source of the related information or services or by Ask Mr. Owl. The Website Intellectual Property and Services, and all related factual and other information, including any opinions, accessible through our Website, is provided on an "AS IS, AS AVAILABLE" basis without warranty of any kind and, without limiting the generality of the foregoing, ANY AND ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND INTERFERENCE ARE SPECIFICALLY DISCLAIMED. ASK MR. OWL IS NOT RESPONSIBLE IN ANY WAY FOR ANY LOSS THAT RESULTS FROM THE USE OF THE WEBSITE INTELLECTUAL PROPERTY AND SERVICES (INCLUDING WITHOUT LIMITATION, FACTUAL INFORMATION), INCLUDING BUT NOT LIMITED TO ANY LOST PROFITS OR DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, COMPENSATORY, PUNITIVE OR EXEMPLARY DAMAGE(S). Further, without acting as a limitation, no advice or information, whether oral or written, obtained by you from Ask Mr. Owl or through or from this Website shall create any warranty, express or implied.

Limitation of Liability

IN ADDITION TO THE FOREGOING, YOU EXPRESSLY UNDERSTAND AND AGREE THAT ASK MR. OWL, LLC WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (I) THE USE OR THE INABILITY TO USE OUR WEBSITE; (II) ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA (WHETHER AUTHORIZED OR NOT); OR (III) ANY OTHER MATTER RELATING TO OUR WEBSITE OR OUR SERVICES. IF YOU BECOME DISSATISFIED IN ANY WAY WITH OUR SERVICES OR THIS WEBSITE OR ITS TERMS AND CONDITIONS OR PRIVACY POLICY, YOUR SOLE AND EXCLUSIVE REMEDY IS TO STOP USING OUR SERVICE AND THIS WEBSITE. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, SO THESE PROVISIONS MAY NOT APPLY TO YOU. IF ANY PORTION OF THESE LIMITATIONS ON LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF ASK MR. OWL, LLC AND ITS AFFILIATES SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO ASK MR. OWL WITHIN THE PREVIOUS SIX (6) MONTH PERIOD.

Information contained in reports may or may not be verified by Ask Mr. Owl. You should use this information in conjunction with other pieces of information, advice from a broker / dealer, and your own independent research to arrive at any investment decision. We are not and are not affiliated with any broker / dealer or broker / dealer / investment organization. We are not an investment advisor or a trained investment professional. All investment decisions should be discussed with a trained investment professional prior to execution. Investing is speculative and carries substantial risk.

Indemnity

You agree to indemnify, defend and hold Ask Mr. Owl, LLC, its officers, directors, and its other agents and representatives harmless from and against any and all claims liabilities, damages, losses or expenses (including reasonable attorney's fees and costs) arising out of, based on or in connection with your access and/or use of our Website or any link, as provided below to or from our Website.

Linkage/Advertising

You may, through hypertext or other computer links, gain access to third parties sites on the World Wide Web which are not related to or maintained by Ask Mr. Owl, LLC. Links to third party sites do not imply partnerships, relationships or affiliations with such third parties and Ask Mr. Owl takes no responsibility for the content therein, regardless of whether the link is provided by Ask Mr. Owl or a third party. No judgment or warranty is made with respect to the accuracy, timeliness, merchantability, fitness or suitability of the content of, or products and services offered by, any Website to which our Website may link, including information on such other Website regarding Ask Mr. Owl. By providing access to other Websites, we are not endorsing the products and services provided by any Website's sponsoring organization.

Other Websites may include a link to our Website, provided such sites link to our home pages (www.askmrowl.com) only. Linking to other content within our Website is prohibited without our express written consent, exercised in our sole discretion. Please e-mail requests for such consent to Ask Mr. Owl customer service found on the contact page. If granted, this limited license expressly prohibits the framing of Ask Mr. Owl’s content in any way or any other activity that may create a misimpression or confusion among users with respect to sponsorship or affiliation. Your correspondence or business dealings with, or participation in promotions of, any advertisers found through our Website, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such advertiser.

Web Site Security

You are prohibited from violating or attempting to violate the security of our Website, including, without limitation, (a) accessing data not intended for your viewing or logging into a server or account which you are not authorized to access, (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization or (c) attempting to interfere with service to any user, host or network. Violations of system or network security may result in civil or criminal liability. Ask Mr. Owl, LLC will investigate occurrences, which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Distribution System

Ask Mr. Owl utilizes a proprietary system which will allow users to access financial and research reports. By using Ask Mr. Owl’s Website, and creating a user account and password, you agree to be bound by such distribution system. Furthermore, you acknowledge that you are aware that Ask Mr. Owl distributes financial reports to users in order of amounts pledged. Users with higher pledges will receive reports faster or sooner than users with lower pledges. You furthermore agree to comply with Ask Mr. Owl LLC’s Terms and Conditions, as they may be updated from time to time, pertaining to Ask Mr. Owl’s pledge system.

Confidentiality

You are receiving, in consideration for your pledge, a single user license to review and use the information contained in the report. The information contained in the report is the confidential, proprietary information of Ask Mr. Owl until such time as Ask Mr. Owl releases the information to the general public. You agree that you will not share the report with anyone else, nor will you post it electronically or disseminate any of the information in the report.

Confidentiality of Your Information

You acknowledge Ask Mr. Owl, LLC’s policy that any of your personal information will remain confidential and will not be distributed to any third parties by Ask Mr. Owl. You furthermore understand that you are not be permitted to reveal your true identity in Ask Mr. Owl’s general communication system thereby keeping your identity, pledging history and quantities anonymous to the general public.

Enforcement of Terms and Conditions

Ask Mr. Owl, LLC makes no representation that content provided is applicable or appropriate for use in all locations. These terms and conditions are governed and interpreted pursuant to the laws of the State of Arizona, United States of America, notwithstanding any principles of conflicts of law. If you take legal action relating to these terms, you agree to file such action only in the state and federal courts located in the State of Arizona, County of Maricopa. If any part of these terms and conditions is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of remaining provisions.

Amendments and Modifications

Ask Mr. Owl, LLC reserves the right to amend the information, services, and/or content of this Website, at any time without prior notice. The information and materials contained in our Website, and the terms and conditions of the access to and use of such information and materials, are subject to change without notice. We suggest that you check these terms periodically for changes. These terms can be accessed from the link at the bottom of our Website pages. If you use this Website after we post changes to the terms, you accept the changed terms. Ask Mr. Owl expressly reserves the right to monitor any and all use of our Website.

Procedure for Making Claims

For further information regarding legal issues pertaining to our Website, contact us through customer service on the contact us page.

Revision A1, 02/25/2009